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    Abstract

    This study assesses a tailored financial literacy program aimed at fostering financial inclusion and reducing the equity gap among minority populations in the U.S. at a large minority-serving university in an economically disadvantaged area. A needs assessment survey of 659 students informed the development of the program covering several personal finance topics. Using 404 completed surveys and a mixed methods approach, results indicated significant improvement in financial knowledge, confidence, and goal attainment with notable differences in perceptions between Hispanic and non-Hispanic participants. The results highlight the need and importance of customized financial education for minority populations.

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